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BeginnerLesson 4 of 6 · 4 min read

Fees, creator rewards and cashback

Who gets paid on every trade of a launchpad coin, what a round trip really costs you, and what holder rewards and cashback are.

On this page
  1. pump.fun's fees in October 2026
  2. The platform fee
  3. What creators earn
  4. Holder rewards
  5. Cashback
  6. Other launchpads
  7. Quiz

Every trade of a launchpad coin pays fees. Some go to the launchpad, some to the coin's creator, and after graduation some go into the pool itself. Knowing the split tells you two things: what your trading really costs, and what the creator earns from people trading their coin.

pump.fun's fees in October 2026

These come from pump.fun's own fee page, last updated 17 October 2026. Fees change often, so check that page before you rely on them.

Where the trade happensCreatorpump.funPoolTotal
Bonding curve0.30%0.95%0%1.25%
PumpSwap, market cap under 420 SOL0.30%0.93%0.02%1.25%
PumpSwap, 420 to 1,470 SOL0.95%0.05%0.20%1.20%
PumpSwap, 4,420 to 9,820 SOL0.75%0.05%0.20%1.00%
PumpSwap, 98,240 SOL and up0.05%0.05%0.20%0.30%
A few rows of pump.fun's sliding scale for SOL-paired coins. USDC-paired coins have their own scale in dollars.

Creating a coin has no platform fee; you only pay Solana's small network costs. Graduation costs 0.015 SOL, taken from the curve.

The platform fee

From 17 October 2026, trades placed in the pump.fun website or phone app pay an extra platform fee: 0.45% of the trade, or 0.40% if your wallet has applied someone's referral code. It also applies to the first buy a creator makes while creating a coin in the app. It is not charged when you trade the same coin through Terminal, pump.fun's separate trading website (it used to be called Padre), or through another trading app, but those apps can charge fees of their own.

Example

What one round trip costs

You buy 1 SOL of a coin on its curve in the pump.fun app, then sell it at exactly the same price.

  1. Step 1: Buy: 1.25% curve fee plus 0.45% platform fee, so 1.70%.
  2. Step 2: Sell: another 1.70%.
  3. Step 3: Total: about 3.4% of your SOL is gone, before Solana network and priority fees, and the price did not even move.
  4. Step 4: Do that 20 times in a day with 1 SOL and you have paid about 0.68 SOL in fees.

What creators earn

The creator fee is a big reason so many people launch coins. A creator earns from trading volume, whether the price goes up or down, and even if the coin ends at zero.

Example

A busy graduated coin

A coin sits at a 600 SOL market cap after graduating and trades 2,000 SOL of volume in one day.

  1. Step 1: Creator fee, 0.95%: 19 SOL.
  2. Step 2: Pool fee, 0.20%: 4 SOL, added to the pool.
  3. Step 3: pump.fun, 0.05%: 1 SOL.
  4. Step 4: Traders paid 24 SOL in fees that day, and almost four fifths of it went to the creator.

A creator can split their fee with other wallets. In a community takeover, or CTO, pump.fun can move control of the creator fee from the original creator to a new team the community picks, usually after the creator has walked away.

Holder rewards

When launching, a creator can choose to send the creator fee to the coin's holders instead of to themselves. pump.fun pays these holder rewards out from time to time to wallets holding at least about $20 worth of the coin, split by how much each one holds. Rewards depend on trading volume, are paid after the cost of sending them, and are not guaranteed.

Cashback

Cashback coins sent the creator fee back to the traders. As of October 2026, pump.fun no longer allows new cashback coins. Old ones still work: buyers get the cashback when the app they trade with supports it, and the creator gets the fee when it does not. A cashback coin can be turned into a holder rewards coin through a CTO.

Other launchpads

Other launchpads set their own fees and send them to different places. Here is how three busy ones worked in October 2026.

LaunchpadFee on each tradeWhere much of it goes
Bags2% on its standard setting; some launches choose up to 10%Before graduation, half to the creator and the people they named, half to Bags. After it, 0.75% each to the creator's side and Bags, and 0.5% back into the pool
BONK.funShown on the trade screenAbout half buys BONK for Bonk Inc., a listed company that holds it
StonkFun1% platform fee on its curvesMuch of what it keeps buys back its STONK token
From Bags' own docs and DefiLlama, October 2026. These settings change often.

Whatever the launchpad, read the fee line on the trade screen before you confirm.

The other launchpads in 2026

Check what you learned

0 of 4 answered

  1. Question 1On pump.fun in October 2026, how much of a curve trade's 1.25% fee goes to the creator?
  2. Question 2TrickyYou trade a pump.fun coin through a separate trading app, not the pump.fun site. Do you pay pump.fun's 0.45% platform fee?
  3. Question 3Can you launch a new cashback coin on pump.fun in October 2026?
  4. Question 4Why should high volume on a tiny coin not convince you to buy?

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This guide is for learning. It is not financial advice. Most memecoins go to zero and most people who trade them lose money. Only ever trade what you can afford to lose.